What is a CHIP report?

A Carrier Health Intelligence Platform (CHIP) report is a comprehensive overview of a motor carrier's safety performance, insurance filings, authority status, and compliance history including BASIC percentiles, ISS scores, and chameleon carrier detection.

What is the difference between Primary and Excess auto liability insurance?

Primary auto liability (BMC-91) is the first layer of coverage that pays claims up to the policy limit with an underlying limit of $0. Excess auto liability (BMC-91X) is additional coverage that kicks in after the primary policy limits are exhausted, shown by an underlying limit greater than $0.

What does 'HM Carrier - Not Subject to HM Threshold' mean?

This means the carrier has Hazardous Materials authorization but doesn't have sufficient hazmat-related inspection data to be measured against the stricter HM safety thresholds. They can still legally transport hazmat.

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